Legal

Disclosures

Required consumer, business, verification, payment and credit-reporting disclosures.

Consumer Disclosures

Consumer tradeline products are offered in fixed tiers from $5,000 to $25,000. Each tier carries an installment amount and an equal finance charge, disclosed on the product card before selection. The monthly payment is the sum of both amounts.

A consumer product is not a loan, cash advance, or general-purpose credit line, and no portion of the product amount is disbursed to you.

Business Disclosures

Business tradeline products are offered in fixed tiers from $30,000 to $50,000 and are issued to a registered business entity, not to an individual. An authorized representative must be verified.

Business products do not constitute business funding and do not guarantee approval by any vendor, creditor or lender.

Electronic Communications

By creating an account you consent to receive disclosures, notices, statements and account communications electronically at the email address on file. You may withdraw consent by contacting customer service, which may prevent continued use of the platform.

Identity Verification Disclosure

To help the government fight financial crime and to protect customers from identity fraud, we verify the identity of every applicant. We collect government-issued identification and a selfie image, and may use a third-party identity provider to perform document authenticity checks, liveness detection, identity matching and fraud screening.

Verification outcomes may be reviewed manually by trained specialists. Additional documentation may be requested before an application proceeds.

Payment Terms

Monthly payments are processed through a PCI-compliant payment provider on the scheduled due date using the payment method on file. Raw card data is never stored in NA-TEL DATA systems; only provider tokens are retained.

Failed payments generate an immediate notification and may be retried. Repeated failures may result in suspension or closure of the affected account.

Credit Reporting Information

Where a product is reported, NA-TEL DATA furnishes account activity to the applicable data furnishers or bureaus. Reporting timelines, bureau acceptance and the effect on any score are outside our control.

We do not represent that reporting will increase any credit score or result in credit approval. If you believe reported information is inaccurate, contact customer service so we can investigate and correct it where appropriate.

Accessibility Statement

We are committed to making this platform usable by everyone, including people using assistive technology. If you encounter an accessibility barrier, contact customer service and we will work to provide the information or service you need through an alternative channel.

This document is managed through the NA-TEL DATA content system and can be replaced with NA-TEL INC's final approved legal text by an administrator without a code change.